Interpreting and validating models of loans

• Dorner, Christian ^[1]
  1. [1] University of Vienna

     University of Vienna

     Innere Stadt, Austria

     
• Localización: Modelling in Science Education and Learning, ISSN-e 1988-3145, Vol. 15, Nº. 1, 2022, págs. 61-76
• Idioma: inglés
• DOI: 10.4995/msel.2022.16247
• Títulos paralelos:
  • Interpretación y validación de modelos de préstamos
• Enlaces
  • Texto completo
• Resumen
  • español

    Debido a la evolución del mercado financiero, la digitalización de las finanzas y el fácil acceso a los productos financieros, la alfabetización financiera es cada vez más importante. El artículo que nos ocupa presenta partes de un entorno de aprendizaje para clases de matemáticas que se centra en la modelización matemática y la alfabetización financiera. Tras las consideraciones teóricas, se presentan dos propuestas de trabajo que tratan sobre la influencia del tipo de interés en la devolución de los préstamos. A partir de la descripción de una prueba, se concluye la utilidad de las hojas de trabajo en clase.

  • English

    Due to developments in the financial marketplace, digitalization of finance and easy access to financial products, financial literacy is becoming increasingly important. The paper at hand introduces parts of a learning environment for mathematics classes that focuses on mathematical modelling and financial literacy. After theoretical considerations, two worksheets are presented, which deal with influences of the interest rate on the repayment of loans. Based on the description of a test run, the usability of the worksheets in class is concluded.

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