Competencia, eficiencia y estabilidad financiera en el sector bancario mexicano

• Autores: Humberto Ríos Bolívar, Tomás Gómez Rodríguez
• Localización: Revista Mexicana de Economía y Finanzas (REMEF): nueva época, ISSN-e 2448-6795, ISSN 1665-5346, Vol. 10, Nº. 1, 2015, págs. 41-60
• Idioma: español
• DOI: 10.21919/remef.v10i1.65
• Enlaces
  • Texto completo (pdf)
• Dialnet Métricas: 3 Citas
• Resumen
  • español

    Este trabajo tiene dos objetivos: el primero es evaluar el impacto de la competencia en la estabilidad del sector bancario mexicano, así mismo se busca evaluar el impacto de la eficiencia en la estabilidad. Se utilizó un período de tiempo que abarca del año 2001 al 2012. Para medir la competencia se estimó el índice de Lerner. En la evaluación de la eficiencia se utilizaron dos medidas diferentes: el índice de Boone y la eficiencia técnica. Por último para medir la estabilidad se empleó el resultado z. El método de estimación empleado para evaluar tanto el impacto de la competencia en la estabilidad como el impacto de la eficiencia en la estabilidad es el método de momentos generalizados GMM. Encontrándose evidencia de que la competencia tiene un impacto positivo en la estabilidad cuando utilizamos el índice de Boone. Por otro lado se encontró que las variables índice de Lerner y eficiencia técnica tienen un impacto negativo en la estabilidad.

  • English

    This paper has two objectives: the first is to evaluate the impact of competition on the stability of the Mexican banking sector, also seeks to assess the impact of efficiency on stability. A period spanning from 2001 to 2012 was used. To measure competition the Lerner index was estimated. In the evaluation of the efficiency were used two different measurements: Boone index and technical efficiency. Finally to measurestability the z score was employed. The estimation method used to evaluate both the impact of competition on stability as the impact of efficiency on stability is the method of generalized moments GMM. Finding evidence that competition has a positive impact on the stability when the Booneindex was used. Furthermore it was found that the Lerner index and technical efficiency variables have a negative impact on stability.

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